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To view our interest rates click on the links below

  Transaction Account
Balance Interest Rate
$0 - $19,999 0.00% pa
$20,000 - $49,999 0.00% pa
$50,000 and over 0.00% pa

 

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  iNet Savings Account
Balance Standard Interest
$0 - $1,999.99 0.05% pa1
$2,000 and over 0.30% pa1

 

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  Young Saver Account
Balance Interest Rate
Portion up to $5,000 1.75% pa2
Portion above $5,000 to $10,000 0.75% pa2
Portion above $10,000 0.01% pa2

 

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  Christmas Club
Balance Interest Rate
Whole Balance 0.05% pa3

 

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  Retirement Account
Balance Interest Rate
$0 - $3,000 0.05% pa
$3,000 - $49,200
0.15% pa
$49,200 - $250,000 0.50% pa
$250,000 and over 0.70% pa

 

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  Pensioner Aware Account (Single Accounts)
Balance Interest Rate
$0 - $1,999 0.05% pa4
$2,000 - $49,200 0.15% pa4
Over $49,200 0.70% pa4

 

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  Pensioner Aware Account (Joint Accounts)
Balance Interest Rate
$0 - $1,999 0.05% pa4
$2,000 - $81,600 0.15% pa5
Over $81,600 0.70% pa5

 

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  Money Market Account
Balance Interest Rate
$0 - $4,999 0.05% pa6
$5,000 - $9,999 0.05% pa6
$10,000 - $24,999 0.05% pa6
$25,000 - $49,999 0.05% pa6
$50,000 - $99,999 0.05% pa6
$100,000 - $249,999 0.20% pa6
$250,000 - $499,999 0.20% pa6
$500,000 and over 0.30% pa6

 

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  Savings Motivator Account
Balance Standard Interest Bonus Interest
Whole Balance 0.05% pa7 0.45% pa7

 

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  Direct Saver Account
Balance Standard Interest
$0 - $2,999.99
0.05% pa
$2,999.99 and over
0.30% pa

 

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  eMoney Account
Balance Standard Interest
$0 - $249,999.99
0.05% pa
$250,000 and over
0.60% pa

 

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  Lifestyle Account
Balance Standard Interest Bonus
Whole Balance 0.25% pa 0.75% pa8

 

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1 No minimum deposit. Interest is calculated on the daily balance and paid monthly.

2 No minimum balance. Interest is calculated on the daily balance and paid monthly.

3 No minimum balance, withdrawals from 1 November to 31 January each year. Interest is calculated on the daily balance and paid annually – 30 November.

4 Interest rate varies depending on the balance held and the status of the account (joint or single). No minimum deposit. Interest is calculated on the daily balance and paid monthly.

5 Interest rate varies depending on the balance held and the status of the account (joint or single). No minimum deposit. Interest is calculated on the daily balance and paid monthly.

6 Limited access account. Initial deposit and minimum balance $5,000. Minimum deposit $1,000. Minimum withdrawal $1,000. The interest rate is set weekly on a Monday. Interest is calculated on the whole daily balance and paid on the last day of very month.

7 Interest calculated daily and paid monthly. All accounts receive interest at the standard rate, qualifying accounts where a balance has been retained and at least one deposit of $1.00 or more has been made and no withdrawals taken during the month will also receive a bonus interest rate payment.

8 Lifestyle Accounts are only available to members aged 18-35 and limited to one account per membership. Rates are current as at 01/4/2020 and subject to change without notice. Standard interest applies when bonus conditions are not met. Bonus interest is paid if you deposit a minimum of $400 per calendar month and make no withdrawals or transfers. Maximum account balance that bonus interest will be paid on is $75,000. Interest will be calculated daily and paid monthly. To help promote savings, you are not able to order an access card on the Lifestyle account. For card access, a Transaction account can be opened.

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