My Credit Union


For the clever saver.

A handy account that helps you plan and save and avoids you dipping into your savings during the most expensive time of the year. 

0.05% pa1
Interest Rate

  • Have money for Christmas
  • Interest earned is credited annually just in time for Christmas
  • Withdrawals restricted until 1 November
  • Avoid using everyday money or available credit


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Christmas Club
Interest Rates
Variable interest rate0.05% pa1
Annual fee$0 
Monthly fee$0 
Minimum amount$0 
Funds availableOnly between 1 November and 31 January 
Online & Phone BankingYes 
Direct Entry (Credit/Debit)Credit Only
Interest incomeCalculated daily Paid annually 30 November 
Debit cardNo 
Periodic paymentsNo 


1 No minimum balance, withdrawals from 1 November to 31 January each year. Interest is calculated on the daily balance and paid annually – 30 November.