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Our great home loan rate is just the beginning...

Find the right property to invest in and we'll make sure that you get a more generous home loan deal.

Special Offer: 3 Year Fixed Rate Investment Home Loan Pricipal & Interest. Minimum lending amount $100,000.

2.23% pa1
Fixed Interest Rate

3.22% pa2
Comparison Rate

  View all our Special Offer Fixed Rate Home Loan Options
Term Interest Rate Comparison Rate
2 Year, min. amount $100K 2.23% pa1 3.32% pa2
3 Year,  min. amount $100K 2.23% pa1 3.22% pa2
  View our other Fixed Rate Home Loan Options
Term Interest Rate Comparison Rate
1 Year, min. amount $20K 2.34% pa3 3.43% pa2
2 Year, min. amount $20K 2.34% pa3 3.34% pa2
3 Year, min. amount $20K 2.29% pa3 3.23% pa2
5 Year, min. amount $20K 2.89% pa3 3.30% pa2

  • New Loans from $20,000 Only (Special offer from $100,000)
  • No monthly or annual fees
  • Family Support Option available4
  • Free first appointment with Bridges financial planner
  • Advanced payments allowable up to $20,000 during the fixed period
  • Competitive rates & features5

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Special Offer 3 Year Fixed Investment Principal & Interest
Interest Rates
Variable interest rate3.47% pa
Fixed interest rate term (years)3 3
Fixed interest rate2.23% pa1
Comparison rate3.22% pa2
Fees
Establishment fee$250 
Valuation fees included within establishment fee?No 
Annual fee$0 
Monthly fee$0 
Redraw fee$0 
Fixed rate loan break feeYes 6
Features
Redraw facilityYes 7
Offset accountNo 
Additional repayments acceptedYes 8
Simulator Defaults
Maximum % amount of property value with mortgage insurance for Interest Only90%
Maximum % amount of property value with mortgage insurance95%
Maximum % amount of property value80%
Maximum % amount of land only70%
Calculation Options
Level repaymentsNo 
Enable interest capitalisation optionNo 


 

1 Special Offer Fixed Rate Home Loans is applicable to loan applications received on or after 16 Nov 2020 and is subject to change without notice. New money only with a minimum borrowing amount of $100,000. Offer available for a limited time only and may be withdrawn once portfolio is met.

2 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loan applications are subject to Australian Mutual Bank Ltd normal lending criteria. Fees and charges, terms and conditions apply.

3 At the end of the fixed period the rate reverts to the Investment Variable Rate Home Loan with Offset.

4 Family Support is available for borrowers, especially first home buyers with no deposit, who have an immediate family member that is willing and able to offer security, e.g. their own property, as Guarantor on the loan to secure a portion of the loan. The Guarantor's financial position should be such that they are able to meet their obligations under the guarantee. Non-Resident guarantors are not eligible.

5 Request a Home Loan Key Facts Sheet. All applications are subject to Australian Mutual Bank Ltd normal lending criteria. Fees and charges, terms and conditions apply.

6 A break cost fee applies to fixed rate loans, please refer to our Fees & Charges and Transaction Limits Schedule for further details.

7 You must be at least one month's repayment in advance to obtain a redraw.

8 Advanced payments allowable up to $20,000 during the fixed period.